Compare long-term financial outcomes over 5 and 10-year horizons to make a truly informed decision.
Your Home Parameters
Adjust inputs to model different scenarios. Conservative assumptions are used by default.
Current Position
Home Value Today
$612,000
$100K$1.5M
Mortgage Balance
$324,600
$0$1M
Monthly Payment (PITI)
$2,850/mo
$500$8K
Selling Costs (% of price)
8.5%
4%15%
Projection Assumptions
Annual Appreciation Rate
4.0%
0%10%
Planned Renovations
$25,000
$0$200K
Future Moving Costs
$8,000
$0$50K
Investment Return (alt use)
6.0%
2%12%
5 & 10-Year Comparison
Stay — Equity Position
--
Est. after appreciation
Sell — Net Proceeds
--
After all costs today
Stay — Total Cost
--
Payments + renovation
Net Advantage
--
vs selling today
🏠 Stay Path
💰 Sell Path
Equity / Wealth Position Over Time
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Stay vs Sell Recommendation
Adjust the sliders to model your specific scenario. We'll compare the long-term financial impact of staying in your home versus selling and reinvesting your equity.