True Cost of Ownership

Every dollar modeled — purchase costs, monthly PITI, move-in expenses, and long-term maintenance.

Purchase Details

Purchase Price

$625,000

$150K$1.5M

Down Payment %

15%

3%50%

Interest Rate

6.875%

4%10%

Monthly Costs

Annual Taxes

Annual Insurance

Monthly HOA

Monthly Utilities (est)

Move-In Costs

Moving Costs

Furniture / Appliances

Immediate Repairs

Cleaning / Storage

Monthly P&I

Principal & Interest

True Monthly Total

All-in monthly cost

Monthly Cost Breakdown

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True Cost Insight

Adjust inputs to see your full cost picture.