I am a: Homeowner / Seller Buyer / Moving Up
New Construction vs Resale

New Build or Existing Home?

Compare the true total cost, timeline, warranty value, and resale potential of new construction vs. a comparable resale home.

Your Comparison Inputs
🏗️ New Construction
Base Price
$700,000
$200K$2M
Upgrades / Options
$45,000
$0$300K
Builder Rate (rate lock)
6.5%
4%10%
Build Timeline (months)
9 months
3mo24mo
🏡 Resale
Resale Price
$640,000
$200K$2M
Needed Repairs / Updates
$28,000
$0$200K
Current Market Rate
6.875%
4%10%
Down Payment (both)
$140,000
$10K$600K
🏗️ New Construction
Base Price$--
+ Upgrades$--
Total Purchase$--
Monthly P&I$--
Rent During Build$--
Warranty Value (est.)+$15,000
HOA Setup Fees$--
True Total Cost$--
🏡 Resale Home
Purchase Price$--
+ Needed Repairs$--
Total Cost Basis$--
Monthly P&I$--
Rent During Build$0 (move in now)
Warranty Value—
HOA Setup Fees~$0
True Total Cost$--
5-Year Resale Outlook
New Build Est. Value (5yr)$--
Resale Est. Value (5yr)$--
New Build Premium Recovered?—
Comparison Factors
Price Premium (new over resale)$--
Monthly Payment Difference$--
Move-In Timeline—
CustomizationNew build wins
Established neighborhoodResale wins
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