I am a: Homeowner / Seller Buyer / Moving Up
Keep as Rental Analyzer

Should You Keep Your Home as a Rental?

Run the numbers on rental income, cash flow, cap rate, and long-term equity vs. selling now.

Property & Loan Details
Current Home Value
$625,000
$100K$2M
Remaining Mortgage Balance
$380,000
$0$1.5M
Current Mortgage P&I
$2,100/mo
$500$8K
Rental Income & Expenses
Expected Monthly Rent
$2,800/mo
$500$8K
Vacancy Rate
5%
0%20%
Annual Maintenance & CapEx
$5,000/yr
$0$30K/yr
Property Mgmt Fee
8%
0%15%
Annual Appreciation
4.5%
0%10%
Monthly Cash Flow
Gross Rent$--
Vacancy Loss–$--
Effective Rent$--
Mortgage P&I–$--
Property Tax/Insurance–$--
Maintenance (monthly)–$--
Property Mgmt–$--
Monthly Cash Flow$--
Investment Returns
Gross Rent (annual)$--
Net Operating Income$--
Cap Rate--%
Annual Cash Flow$--
Cash-on-Cash Return--%
5-Year Wealth Projection
Equity Today$--
Est. Value in 5 Years$--
Equity in 5 Years$--
Cumulative Cash Flow$--
Total 5-Year Wealth Gain$--
Sell Now vs Keep
Net Sale Proceeds (est.)$--
Keep 5-Year Total Return$--