I am a: Homeowner / Seller Buyer / Moving Up
Buyer Strategy Assessment

Let's Build Your Buyer Strategy

Answer a few questions to model your purchase, compare scenarios, and understand your true cost of ownership.

Choose Your Assessment Depth
Both are free. Advanced unlocks scenario comparison, buy vs wait analysis, and your personalized buyer strategy scorecard.
⚡
Quick Assessment
2–3 minutes. Fast snapshot of affordability, monthly payment, and cash-to-close estimate.
Start Quick
Recommended
📊
Advanced Strategy Mode
8–15 minutes. Full cost modeling, scenario A vs B, rent vs buy, keep-as-rental analysis, and wealth projection.
Full Analysis
Step 1 of 5Who are you?
What Best Describes You?
Select your buyer profile — we'll tailor your analysis to your specific situation.
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Move-Up Buyer
Selling current home & buying larger
⬇️
Downsizer
Selling & moving to smaller home
📈
Investor
Buying as rental or investment
🏰
Luxury Buyer
$750K+ purchase range
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Buying & Selling
Simultaneous transaction
✈️
Relocating
Moving to Larimer County
Step 2 of 5Your priorities
What Matters Most to You?
Select your top priorities — this shapes your strategy recommendations.
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Smartest Financial Move
💰
Affordability Range
📅
Lowest Monthly Payment
📈
Equity Growth
🏘️
Keep Current as Rental
⏱️
Buy Now vs Wait
💎
Long-Term Wealth
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Lifestyle Fit
Step 3 of 5Purchase details
Purchase Parameters
Use your best estimates — you can fine-tune everything on the next screens.
Target Purchase Price
$625,000
$150K$1.5M
Down Payment
$93,750 (15%)
3%50%
Interest Rate
6.875%
4%10%
Loan Term
30 years
10yr30yr
Step 4 of 5Current situation
Your Current Situation
Helps us compare keeping your current home as a rental vs selling, and model your transition.
Annual Household Income
$145,000
$50K$500K
Assessment Complete Strategy Ready
Monthly P&I
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Principal & Interest
PITI + HOA
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Taxes + Insurance + HOA
True Monthly Cost
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Incl. maintenance reserve
Cash to Close
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Down pmt + closing costs
Buyer Financial Snapshot
Loan Amount
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After down payment
PMI (if applicable)
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Until 20% equity
DTI Estimate
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Debt-to-income ratio
Break-Even vs Renting
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Years to financial parity
Buyer Strategy Intelligence
10-Year Wealth Projection — Buy vs Rent
Purchase Cost Allocation
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Your Buyer Strategy Summary
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Ready to Go Deeper?
Explore scenario comparison, rent vs buy analysis, or book your buyer strategy session.
Compare Scenarios A vs B Full Cost Breakdown Rent vs Buy Engine Book Strategy Session